Archive for September 9th, 2009

  • Which Side of the Fence are You On?

    I realize which side of the health care debate many of the Shufflers may be on. You have health care from your employer and you like your doctors and you do not want any new government program. There is no way you want any chance that your coverage can be compromised or minimized in any way. Stay out of my health care!

    Seniors have medicare so they don’t want a new government health care plan, because there is no way we can trust congress to do it right. Well wait! Medicare is a goverment health care plan. Well you know what I mean. There is no way the goverment should offer a plan that seniors have to non seniors. Stay out of my health care.

    I have the unfortunate priviledge  of having to deal with health care from the other side of the fence. I am near 60. I am self employed as a trader and advisor and I was dropped by a very large health care company. Let’s call them company A for their first letter in their name. Now you may ask. Do I have cancer or some serious illness? Was I too expensive? No. I have controlled high blood pressure with elevated cholesterol levels. So do many of you who have coverage. But I was dropped. And no it was not my weight. I am a runner. Why did they drop me? Because private insurance companies can do anything they want.

    For the past 40 years, there has not been a single year in which my insurance premiums did not exceed the amount paid out by my insurance providers. Yet I was dropped. Before I was dropped I had surgery for a shoulder injury. I paid out more in deductibles and co pays then the insurance paid in total-and this was with coverage!

    I applied for insurance from many of the BIG name companies. Company U said no way. Company BC said no to me, but they would cover my wife and children. When I now apply there is a box in every application that asks “Have you ever been denied coverage?” I now have to answer YES. Guess what that response gets me from other companies? That’s right. Further denials.

    I am so sad about the public debate about health care, because both extremes from both parties are insuring that nothing of substance will be done. Yet we all know something must be done. Now you have coverage so I know what side of the debate you are on. I don’t and no company for which I have applied will accept me. So am I for a public option? Yes. The answer is simple. For me, it is the only option I have.

    Post to Twitter Tweet This Post

    2009.09.09 / no responses / Category: Uncategorized